Annual Percentage Rate (APR) Disclosure: In certain jurisdictions, legal statutes impose limitations on the permissible Annual Percentage Rate (APR) that a lending institution is authorized to impose upon borrowers. For cash advance loans, the APRs encompass a range from 200% to 1386%. For installment loans, the APRs span from 6.63% to 485%. In the case of personal loans, APRs exhibit a range of 4.99% to 450%, with variations attributed to the lender. Loans extended from states lacking restrictive statutes or from financial entities not bound by state regulations might entail even higher APRs. The APR denotes the rate at which interest accrues on a loan, contingent upon factors such as loan quantum, associated costs, loan duration, repayment schedules, and temporal alignment of payments. As a legal obligation, lenders are compelled to present the APR and associated stipulations before executing a loan agreement. These APR rates remain susceptible to modification.
Disclosure of Pertinent Information: The entity operating this website does not function as a lender, loan broker, or representative of lenders or loan brokers. Instead, we function as an advertising intermediary, facilitating connections with eligible participating lenders, who might offer loan amounts ranging from $100 to $1,000 for cash advance loans, up to $5,000 for installment loans, and up to $35,000 for personal loans. However, availability of these loan amounts from lenders is not guaranteed, and acceptance by an independent, participating lender is not assured. This service is not tantamount to an offer or entreaty for loan products that contravene applicable state regulations. It is not a solicitation for a specific loan nor a proposal to extend credit. We neither endorse nor levy charges for any service or product. Any remuneration received is disbursed solely by participating lenders for rendered advertising services. This service and offer stand void where prohibited. We lack control over and disclaim responsibility for actions undertaken by any lender. We lack access to comprehensive terms of your loan, including the APR. To acquire such details, or to address inquiries or concerns regarding your loan, kindly contact your lender directly. Solely your lender is equipped to furnish information concerning specific loan terms, prevailing rates, charges, renewal policies, payment structures, and ramifications of non-payment or skipped payments. Information furnished by you during the registration process on this website may be shared with one or multiple participating lenders. You bear no compulsion to employ our service for initiating contact with a lender, registering for credit or loans, or acceding to a loan from a participating lender. Timelines for cash transfers and the terms of repayment vary across lenders. Repayment conditions may be subject to state and local legal frameworks. Occasional fax transmission might be necessary. We encourage you to review our Frequently Asked Questions (FAQs) section for supplementary insight into subjects like credit implications and consequences of delayed payments. The present disclosures serve solely for informational purposes and are not tantamount to legal counsel. Use of this service is contingent upon adherence to the prevailing Terms of Use and Privacy Policy of this website.
Exceptions: Residents in specific jurisdictions may not be eligible for some or all categories of short-term, limited-value loans. Residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia are precluded from utilizing this website or its services. The list of states served by this website is subject to alterations, which might occur without prior notice.
Credit Consequences: The entity operating this website does not independently make determinations pertaining to credit. Participating lenders connected with our platform may undertake credit evaluations through credit reporting agencies or secure consumer reports, usually through alternative providers, to assess creditworthiness, credit standing, and credit capacity. Through submission of your information, you express consent for participating lenders to authenticate your details and conduct credit assessments. Loans supplied by independent, participating lenders within our network are tailored to provide immediate funds, with repayment timelines spanning short durations. These short-term loans do not serve as remedies for protracted indebtedness and credit challenges. It is prudent to only borrow an amount that can be comfortably repaid by your upcoming pay cycle. For comprehensive guidance on financial needs, risks, and alternatives to short-term loans, professional advice is recommended. Delayed payments on loans could potentially incur supplementary charges or collection actions, or both. Each lender maintains distinct terms and conditions; therefore, a thorough review of their policies is advised for further elucidation. Failure to make loan repayments may lead to debt collection efforts. Each lender upholds an individual policy for loan renewal, which may diverge from that of other lenders. Kindly acquaint yourself with the renewal policy outlined by your specific lender.
